This 2-pack money-saving challenge set makes budgeting feel fun and motivating with 100 pre-numbered envelopes, an A5 binder, and trackers to help you stay on goal. Perfect for cash budgeting, visual savers, or anyone wanting to build better money habits, it’s both practical and empowering. Half off makes it a great gift idea for anyone and perfect for starting the New Year on a fresh note. Love, Cristina